Breakdown cover is a type of policy that is available to get you back on the road or motorway when you experience car trouble.
Usually, all you need to do if you breakdown is call your breakdown provider. Once you notify them of the issue, they will send a qualified engineer to you who will try to fix your vehicle where you are.
In the case that they are unable to fix the problem, they will tow you to a garage. Depending on the policy you choose, you can also get help continuing your trip and help at home if your vehicle, unfortunately, breaks down before you leave the drive.
Breakdown cover is available as different types which also impacts the level of cover included with each, we've broken down each one below so you can make an informed decision.
Roadside Assistance - a basic policy that will ensure your vehicle is either fixed at the side of the road, towed to your home or to a trusted garage.
National Recovery - a more comprehensive type of cover that will also fix the issue at the roadside or tow you to a garage.
Home Start - this is an additional feature to the basic cover so that the provider will get your vehicle going again at your home.
Onward Travel Assistance - this type of cover usually means that the provider will cover the cost of overnight accommodation and replacement car hire for 3 days if your car cannot be fixed. They usually also include travel on public transport.
European Breakdown Cover - a well known and popular choice of cover for many of us in the UK. If you're driving abroad this type of cover is vital. It covers the cost of repairs and also getting you home. You can get cover for single trips or if you're an avid traveller you can opt for the annual policy.
Liberty-Cover is a trading style of Liberty Legal Protect Limited which is an Appointed Representative of Affinity Select Insurance Services Limited,
and is authorised and regulated by the Financial Conduct Authority under registration number 300348.